The New India Assurance Company Limited (NIACL) conducts the examination for the post of Administrative Officer (AO). This post covers the complete exam pattern, selection process, detailed syllabus, and important books & authors.
Key Highlights
Particulars
Details
Conducting Body
New India Assurance Company Limited (NIACL)
Post Name
Administrative Officer (Generalist & Specialist)
Exam Mode
Online (Computer Based Test)
Negative Marking
0.25 marks for each wrong answer
Official Website
newindia.co.in
Selection Process
Preliminary Examination (Qualifying)
Main Examination (Objective + Descriptive)
Interview
NIACL AO Exam Pattern 2025
Phase 1: Preliminary Examination (Qualifying)
Subject
Questions
Marks
Duration
Medium
English Language
30
30
20 Minutes
English
Reasoning Ability
35
35
20 Minutes
English/Hindi
Numerical Ability
35
35
20 Minutes
English/Hindi
Total
100
100
60 Minutes
–
Prelims is qualifying in nature. Marks are not counted in the final merit.
Separate sectional timing is applicable.
Negative marking: 0.25 marks for each wrong answer.
Phase 2: Main Examination
For Generalist Posts (Objective Test)
Subject
Questions
Marks
Duration
Reasoning Ability
50
50
40 Minutes
English Language
50
50
40 Minutes
General Awareness
50
50
30 Minutes
Quantitative Aptitude
50
50
40 Minutes
Total
200
200
150 Minutes
For Specialist Posts (Objective Test)
Subject
Questions
Marks
Duration
Reasoning Ability
40
40
30 Minutes
English Language
40
40
30 Minutes
General Awareness
40
40
25 Minutes
Quantitative Aptitude
40
40
30 Minutes
Professional Knowledge (Stream Specific)
40
40
35 Minutes
Total
200
200
150 Minutes
Descriptive Test (Online – Common for both)
Task
Marks
Duration
Essay Writing
20
30 Minutes
Letter Writing
10
Total
30
30 Minutes
Candidates must clear both Objective and Descriptive sections separately.
Final selection is based on Mains + Interview weightage.
Detailed Subject-wise Syllabus
English Language
Reading Comprehension
Cloze Test
Fill in the Blanks
Error Spotting / Sentence Correction
Para Jumbles
Sentence Improvement
Vocabulary (Synonyms, Antonyms)
Multiple Meaning Words
Reasoning Ability
Puzzles & Seating Arrangement
Coding-Decoding
Syllogism
Inequalities
Blood Relations
Input-Output
Direction Sense
Logical Reasoning
Ranking & Order
Data Sufficiency
Quantitative Aptitude / Numerical Ability
Simplification & Approximation
Number Series
Data Interpretation
Quadratic Equations
Ratio & Proportion
Percentage
Profit & Loss
Simple & Compound Interest
Time & Work
Time, Speed & Distance
Mixture & Alligation
Permutation, Combination & Probability
Mensuration
General Awareness
Current Affairs (National & International)
Banking & Insurance Awareness
Financial Awareness
Static GK
Important Days & Events
Sports & Awards
Government Schemes
Economy & Budget
Professional Knowledge (For Specialists)
Stream-specific technical questions based on the candidate’s discipline (IT, Legal, Accounts, Automobile Engineering, etc.)
Important Books and Authors
Book Name
Author
Discovery of India
Jawaharlal Nehru
My Experiments with Truth
Mahatma Gandhi
India Wins Freedom
Maulana Abul Kalam Azad
Wings of Fire
A.P.J. Abdul Kalam
Ignited Minds
A.P.J. Abdul Kalam
The God of Small Things
Arundhati Roy
Midnight’s Children
Salman Rushdie
A Suitable Boy
Vikram Seth
The Guide
R.K. Narayan
Train to Pakistan
Khushwant Singh
The Inheritance of Loss
Kiran Desai
The White Tiger
Aravind Adiga
Five Point Someone
Chetan Bhagat
2 States
Chetan Bhagat
The Immortals of Meluha
Amish Tripathi
Sapiens
Yuval Noah Harari
The Alchemist
Paulo Coelho
Rich Dad Poor Dad
Robert Kiyosaki
How to Win Friends and Influence People
Dale Carnegie
Long Walk to Freedom
Nelson Mandela
The Diary of a Young Girl
Anne Frank
Pride and Prejudice
Jane Austen
Hamlet
William Shakespeare
Paradise Lost
John Milton
War and Peace
Leo Tolstoy
Crime and Punishment
Fyodor Dostoevsky
The Origin of Species
Charles Darwin
Silent Spring
Rachel Carson
The Republic
Plato
Arthashastra
Kautilya (Chanakya)
Ramayana
Valmiki
Mahabharata
Ved Vyasa
Gitanjali
Rabindranath Tagore
Godan
Munshi Premchand
Anandmath
Bankim Chandra Chattopadhyay
Madhushala
Harivansh Rai Bachchan
Preparation Tips
Prelims is qualifying, so focus on clearing sectional cut-offs with good accuracy.
Practice high-level Data Interpretation, Puzzles, and Reasoning for Mains.
Cover Current Affairs of the last 6–8 months thoroughly, with special focus on Banking & Insurance.
Practice Essay and Letter writing regularly for the Descriptive paper.
Solve previous year papers and take full-length mock tests.
Always check the latest official notification on newindia.co.in.
Disclaimer: This content is prepared for informational purposes based on the standard NIACL AO exam pattern and syllabus. Candidates must verify all details from the official advertisement before preparation.
